Terms of use
Last updated 8 October 2026
By using Mortgage Calculator you agree to these terms.
What this is
The Mortgage Calculator estimates home-loan repayments and related costs, including NSW stamp duty and lenders mortgage insurance (LMI), with charts.
Accuracy and reliance
This is general information and estimates only. It isn't financial, credit or tax advice, it doesn't consider your personal circumstances, and rates, duty and fees change. Check figures with your lender and get advice from a licensed professional before making decisions.
Acceptable use
Don't misuse the service, attempt to break or overload it, or use it to harm others or break the law.
Your content
You don't submit any content to us. Anything you type stays in your browser.
No warranty
The service is provided "as is", without warranties of any kind. To the fullest extent the law allows, we aren't liable for loss or damage arising from using it.
Changes
We may change or discontinue the service or these terms at any time. The date above shows the latest update.